Author: PHBINC

Shopping For Your Dream Home?

Posted on by PHBINC

While it can be fun to shop around and see what is available on the market, it is a lot more exciting to shop for homes that you KNOW are within your approved loan amount.

Getting pre-approved by a lender is a crucial step in the home buying process as it helps you know how much you can afford before you begin the search.

Get pre-approved today!

Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.

Do You Qualify For A VA Loan?

Posted on by PHBINC

The US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a home with certain benefits such as no down-payment and flexible loan options.
 
This loan option can help you get into the dream home you deserve. Thank you for your service!
 
Learn more about our loan options at https://pacificpropertyloans.com/loan-programs/

Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.

Avoid These 3 Things!

Posted on by PHBINC

Three things to avoid before getting a mortgage:

AVOID CLOSING OUT ANY CREDIT LINES

Closing credit lines removes payment history which makes up 35% of your credit score. Closing out any accounts can drop your credit score.

AVOID DECLINING INCOME

Declining income can knock you out of qualifying.

AVOID LARGE DEPOSITS 2 MONTHS BEFORE STARTING ESCROW.

Lenders want you to be able to source where your money is coming from.

Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.